Let me just begin this with saying, I am not affiliated with CareCredit or Walmart. I genuinely just want to share something that works for me.
When we first found out that our little embabies stuck, my intimate thought was preparedness. How much will we need of each item, and the double it for two! Diapers, wipes, formula and bottles all became top priority.
We started with diapers. Around the same time I had gotten pregnant, CareCredit rolled out the ability to purchase health and wellness items at Walmart and Sam’s Club. As someone who was working on rebuilding my credit, and this being the only credit card I had I found my niche. CareCredit has the ability to pay for most infant items. So every other week, I’d stop in at Walmart and buy a box of diapers and a box of wipes. Then, I’d make a payment on my card keeping the balance to a minimum. Did this help me? Heck yeah! Not only did I see my credit score raise steadily but I built up a stockpile.
Unfortunately, I didn’t get to stock up on much anything else due to bed rest and the boys coming early. However, what I was able to stock up on is coming in handy! We have lots of diapers and wipes, and when you’re wiping the butts of two you know you need them!
What’s next? I’m going to continue stockpiling every once in a while, but I’m also keeping the balance low for upcoming dental appointments for my oldest. Additionally, the boys will have alternate needs in the upcoming months and we will bend to those needs.
I wanted to do a short little blurb about an awesome new find that’s going to help me rebuild my credit and be prepared for the twins. Before I begin, I am in NO way paid for the following. I truly just want to share this with others who may be able to use it to their advantage.
At one point in my life, I had great credit. Hell, I bought my first house at 21 years old. I wasn’t about to let anything stop me. Expect maybe my big head…I got my hands on credit cards and when times got tough, I turned to shopping. Of course, as young and dumb as I was despite my bills being paid I destroyed my credit by utilizing too much. So here I am, 7 years later, attempting to rebuild it.
Which lead to me Care Credit. I only recently found out about Care Credit when Andi had to get teeth pulled. We tried doing it without putting her under, and despite her bravery we couldn’t get past numbing the gums. But putting her under cost double if not triple the amount upfront. The dentist advised me about Care Credit and I got approved much to my surprise. That approval paid for a decent portion of the tooth pull and made it easier on my checkbook. I took each payment and returned it on time, and saw my credit score jump!
Now, not to long ago Care Credit and Wal-Mart/Sam’s Club paired up to allow card holders to purchase specific items from stores. These include baby care such as diapers, wipes, and medications. Feminine care, adult vitamins, prescriptions and so much more.
Which means I can buy a pack of diapers and wipes every pay week and pay the card down at the same time! Leaving me the ability to also purchase a $25 gift card each paycheck for “extras”. I can’t tell you how excited I am about this!