CareCredit + Walmart

Let me just begin this with saying, I am not affiliated with CareCredit or Walmart. I genuinely just want to share something that works for me.

When we first found out that our little embabies stuck, my intimate thought was preparedness. How much will we need of each item, and the double it for two! Diapers, wipes, formula and bottles all became top priority.

We started with diapers. Around the same time I had gotten pregnant, CareCredit rolled out the ability to purchase health and wellness items at Walmart and Sam’s Club. As someone who was working on rebuilding my credit, and this being the only credit card I had I found my niche. CareCredit has the ability to pay for most infant items. So every other week, I’d stop in at Walmart and buy a box of diapers and a box of wipes. Then, I’d make a payment on my card keeping the balance to a minimum. Did this help me? Heck yeah! Not only did I see my credit score raise steadily but I built up a stockpile.

Unfortunately, I didn’t get to stock up on much anything else due to bed rest and the boys coming early. However, what I was able to stock up on is coming in handy! We have lots of diapers and wipes, and when you’re wiping the butts of two you know you need them!

What’s next? I’m going to continue stockpiling every once in a while, but I’m also keeping the balance low for upcoming dental appointments for my oldest. Additionally, the boys will have alternate needs in the upcoming months and we will bend to those needs.

Xo, Sabrina.

Building Credit While Preparing For Twins!

Hey y’all!

I wanted to do a short little blurb about an awesome new find that’s going to help me rebuild my credit and be prepared for the twins. Before I begin, I am in NO way paid for the following. I truly just want to share this with others who may be able to use it to their advantage.

At one point in my life, I had great credit. Hell, I bought my first house at 21 years old. I wasn’t about to let anything stop me. Expect maybe my big head…I got my hands on credit cards and when times got tough, I turned to shopping. Of course, as young and dumb as I was despite my bills being paid I destroyed my credit by utilizing too much. So here I am, 7 years later, attempting to rebuild it.

Which lead to me Care Credit. I only recently found out about Care Credit when Andi had to get teeth pulled. We tried doing it without putting her under, and despite her bravery we couldn’t get past numbing the gums. But putting her under cost double if not triple the amount upfront. The dentist advised me about Care Credit and I got approved much to my surprise. That approval paid for a decent portion of the tooth pull and made it easier on my checkbook. I took each payment and returned it on time, and saw my credit score jump!

Now, not to long ago Care Credit and Wal-Mart/Sam’s Club paired up to allow card holders to purchase specific items from stores. These include baby care such as diapers, wipes, and medications. Feminine care, adult vitamins, prescriptions and so much more.

Which means I can buy a pack of diapers and wipes every pay week and pay the card down at the same time! Leaving me the ability to also purchase a $25 gift card each paycheck for “extras”. I can’t tell you how excited I am about this!

XO – Sabrina

8 Week Bump-Date!

Happy Sunday!

Today is our 8th week bump-date! Yay, we’ve made it 8 weeks! It’s also my first day back on night shift…and we will see how that goes!

What’s new this week?!

Well first off, we have arms! Yes, the boys have developed arms. This upcoming week we should have placenta development, and possibly some movement at our next ultrasound.

I still have days in which I don’t feel pregnant. And I also have days where I feel overwhelmingly pregnant, like today. Every food makes me nauseous, every movement is exhausting, and I honestly just want to go back to bed. None the less, our hope is the pregnancy continues to develop well.

So far the pregnancy has been ups and downs, mostly ups. I’ve noticed this pregnancy has made me much more nervous and panicky about losing the pregnancy. I’ve pondered this, perhaps it’s because of Zoram wanting to have his own bloodline. Or, maybe it’s the amount of money we’ve invested into the process. Either way, every day I don’t feel pregnant I’m in a mini panic!

I’ll admit I’ve gone shopping for some maternity clothes, dresses and such. I have noticed that this pregnancy has made me feel quite bloated at times and jeans cutting into my stomach makes me feel even more miserable. So if you catch me in a dress, just know it’s out of comfort not for style.

Additionally, Zoram picked out a color for the boys nursery… he needs to move boxes and what not out of their first, but okay. I’m glad he’s really on board for this pregnancy and is involved so much.

That’s all for this week! Make sure to check in next Sunday for our 9th Week Bump Date! We can’t wait to see what the ultrasound reveals.

PS – Babies are now the size of kidney beans (with arms)!

XO – Sabrina

Jump Starting Preparedness & Nursery

I’ve mentioned before that the nursery we want was my fathers office. He’s since passed away and I really had a hard time letting that go. However, this is something he would want.

Right now this room is a bunch of junk. Literally, here’s a picture to prove it.

It’s become a “storage” of sorts. So yesterday, I started going through the junk. Lots of it is donate-able, some of it belongs to my siblings, and the desks will also go. One is going to our Nana Mindy, and the other will probably go to the trash.

I’ve picked up all the wedding junk, putting it in one box. Labeled boxes for removal on my next weekend off and researched ways to store photos.

Once all of the items are out, the first thing to do is to replace drywall with new and paint the walls. If we have the ability to replace the window we will, as it’s the last window in the house to replace.

The second thing to do is to remove the floor. Again, not pictured is a bunch of tile that is broken from rolling chairs. Because the tile is broken, and cannot be replaced we will be replacing the entire floor with wood laminate. I love the affordability of wood laminate while still being durable. We typically buy from Costco, Sams Club, or Lowe’s for wood laminate dependent on what we’re looking for. While we don’t have a theme, I’m almost positive I’m going for rustic wood.

The goal is to have this done by June, maybe July. That way we can begin to decorate and make the room their own.

Now, let’s talk about preparedness. With each of the girls, I wasn’t “prepared”. And for all intents and purposes, I was a ‘single’ mom. Andi’s dad was the only father who has stuck around for her. And despite our differences, he’s a good dad to her. But even when we were together, there was no sense of urgency to be prepared.

This pregnancy is much different. I’m not even 7 weeks yet (Hurry up Saturday!), and we have made adjustments to bills, and plans to prepare. The first major plan is to sell our beloved Jeep. Do I want to sell our Jeep? Hell no. I love my Jeep! But, it’s no longer practical if these twins decide to make it past vanishing twin stage. The general point of no concern after two heartbeats are seen. For me, I probably won’t actually feel comfortable until the first trimester is over. So, sadly, goodbye Jeep.

The proceeds from beloved Jeep will go straight to a down payment for a larger vehicle. Which, we still haven’t decided on.

The second step in our preparedness plan deals directly with baby stash and money. What’s the one thing you wish you were prepared for during your first three months of pregnancy? Despite all the diapers I had received with my first baby shower, and second I still felt like I didn’t have enough diapers. Let’s be honest, one baby shits a lot…two babies? Oh goodness. So, the first step to preparedness is buying a pack of diapers and a set of wipes from each paycheck each week. Since Zoram and I get paid on opposite weeks, this works out to 4 packs of diapers and 4 wipes a month..5 if you count his commission checks.

Any left over money, post bills, are to go straight to savings and STAY THERE.

Preparedness! It’s happening!

XO – Sabrina